RM100 SARA Credit Disbursement Begins: What You Need to Know
Kuala Lumpur, Malaysia – February 9, 2026 – Eligible Malaysians will begin receiving their one-off RM100 credit under the Sumbangan Asas Rahmah (SARA) programme today, marking the second phase of this initiative announced during the Budget 2026. This financial assistance, directly credited to recipients’ MyKad, offers a significant boost to household budgets, aimed at alleviating the cost of essential goods.
The SARA programme is designed as a direct credit assistance, making it convenient for beneficiaries to access their allocated funds. Over 10,000 participating stores and supermarkets nationwide are equipped to accept this credit, ensuring widespread accessibility for Malaysians across the country.
This latest disbursement is projected to benefit a substantial 22 million Malaysian adults, with an estimated total cost of RM2.2 billion. The government’s commitment to supporting its citizens is evident in the continued rollout of such programmes, aiming to provide tangible relief to households.
Expanded Categories: Frozen Food Now Included
In a significant enhancement to the SARA initiative, Prime Minister Anwar Ibrahim announced today that frozen food items will now be eligible for purchase using the SARA credit. This expansion broadens the scope of basic necessities covered by the programme.
With the inclusion of frozen food, the total number of basic necessity categories under SARA now stands at 15. This brings the total variety of eligible items to an impressive over 140,000, offering greater choice and flexibility to beneficiaries in their purchasing decisions.
The expanded list of eligible items aims to better cater to the diverse needs of Malaysian households, ensuring that the SARA credit can be used for a wider range of essential purchases.
Eligibility and Usage Guidelines
The one-off RM100 SARA credit is extended to all Malaysian adults aged 18 years and above. The credit will be disbursed today and remains valid for use until December 31, 2026.
Checking Your Eligibility
For those unsure about their eligibility, a straightforward online check is available. This allows individuals to confirm their status and ensure they can benefit from the programme.
It’s important to note that recipients are not required to exhaust the entire RM100 credit in a single transaction. Any remaining balance will continue to be valid until the stipulated expiry date. However, any unused credit will be forfeited after December 31, 2026, so timely utilisation is encouraged.
The ease of checking eligibility online underscores the government’s focus on user-friendly implementation of its social assistance programmes.
How to Redeem Your SARA Credit
Redeeming the RM100 SARA credit is a simple process designed for maximum convenience.
- Visit a Participating Store: Head to any store or supermarket that is part of the SARA network.
- Select Eligible Items: Choose items that fall under the SARA programme’s approved categories.
- Proceed to the Dedicated Counter: At the checkout, look for the counter specifically designated for SUMBANGAN ASAS RAHMAH (SARA) or MyKasih transactions.
- Present Your MyKad: The cashier will require you to present your MyKad for verification.
- Enter PIN (If Required): In instances where a PIN is needed, the default 6-digit PIN is the first six digits of your MyKad number.
- Transaction Completion: Once the transaction is processed, you will be issued a receipt for your records.
This streamlined redemption process ensures that beneficiaries can quickly and easily convert their credit into essential goods, minimising any potential hassle. The integration with MyKad as the primary identification and transaction tool further simplifies the user experience. The SARA programme continues to be a vital support mechanism for many Malaysian families, ensuring access to basic necessities.
